Texas health insurance, done right.
Independent Texas brokerage — 90% of our clients are right here in Texas. We also serve Texas and select states.
- Independent — we shop every major carrier
- Licensed Texas agents, real humans
- 25+ Years Experience
- ACA & off-marketplace specialists
Get a free Texas health quote
Three plan paths. One conversation. Pick what fits.
Book a 15-min strategy callIf you don't qualify for an ObamaCare subsidy and you're healthy, you may be paying too much. Healthy Texans over the subsidy limit often have lower-cost alternatives worth a look.
Every kind of coverage Texans actually need
From ACA plans for pre-existing conditions to nationwide PPOs, Medicare, life, and specialty — under one roof.
Individual Health
ACA Marketplace, off-marketplace PPO, CHIP/Medicaid, subsidy calculator.
ExploreGroup Health
Spouse groups, 2–99 small group, 100+ large group, and ICHRA.
ExploreMedicare
Supplement, Advantage, Part D, and Hospital Indemnity.
ExploreLife
Term, whole life, fixed & indexed annuities.
ExploreDental & Vision
Standalone dental and vision plans for individuals, families, and employer groups.
Specialty — Accident
Supplemental accident plans covering sickness & injury claims. Part of our specialty line-up alongside dental, vision, and international.
ExploreInternational
Travel medical & visitors insurance for trips outside or into the USA.
ExploreTexas health insurance, ObamaCare / ACA, and Medicare — all under one roof
TXInsurance.com is an independent Texas insurance agency helping families and businesses compare ObamaCare and ACA health insurance plans, Texas small group coverage, and Texas Medicare Supplement and Texas Medicare Advantage plans. We also write coverage for clients across select states beyond Texas.
ObamaCare / ACA health insurance
Enroll in ACA Marketplace plans with premium tax credits, or pick an off-marketplace PPO. We help Texas residents and clients in select states find subsidy-eligible ObamaCare plans that fit doctors and budget.
Texas small group health insurance
Small group health insurance for Texas employers — 2 to 99 employees, husband-and-wife groups, HMO and PPO options from BCBSTX, UnitedHealthcare, SANA and more.
Texas Medicare Supplement
Compare Medicare Supplement (Medigap) Plan G, Plan N and high-deductible options from top-rated carriers across Texas and select states.
Texas Medicare Advantage
Federally certified for Medicare Advantage. Compare $0-premium MA, MAPD and Part D prescription drug plans available in your Texas county.
Real Texans, real coverage
"Joe walked us through the ACA Marketplace step by step, found a plan that kept our family doctor in-network, and saved us about $300/month over what we had before. Zero pressure, all answers."
"Turning 65 had me overwhelmed. TXInsurance.com explained Supplement vs Advantage in plain English, confirmed my cardiologist was covered, and handled all the paperwork. Highly recommend."
"We set up a 12-employee small group health plan in about a week. Joe spreadsheet'd every carrier, found the right HMO for our team, and answers texts the same day months later."
Local help, statewide reach
Pick your city for local ObamaCare / ACA, Medicare and small group options. Headquartered in Katy, TX — licensed in Texas, Florida, Oklahoma and Ohio.
Read the Katy Health Insurance Blog — local tips for Katy families →
Texas-built. American-strong. Here for your family.
Talk to a real licensed agent — Joseph or Hellen Stevens — and get straight answers. No bots, no call-center scripts.