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Email: quotes@txinsurance.com
A. Every carrier has drastically different underwriting guidelines if you have ANY pre-existing conditions or take any prescriptions you need to call us toll free at 877-264-0777 to discuss so you do not waste time or money apply for the wrong plan.
Q. Can I be declined, excluded or rated up?
A. Yes you can. This varies by company and some states are different as well. Despite what you may have heard you CAN be declined for major problems - common ones are DIABETES, HEART, CANCER, CURRENTLY PREGNANT, MORBID OBESITY, and others. All states have either a HIGH RISK PLAN or HIPAA plans in the event you are not eligible you may have other options.
Q. When am I charged?
A. This varies depending on the carrier and product - some charge on receipt others do not - however payment information is REQUIRED on ALL applications. WE ARE NOT PERMITTED TO ACCEPT APPLICATIONS WITH NO PAYMENT INFORMATION
